Agresti Realty LTD

Hoboken Homes & Condos for Sale

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  • Home
  • About Agresti LTD
  • Communities
    • Jersey City
    • Hoboken
    • Weehawken
    • Close
  • Resources
    • Blog
    • Tips for Buyers
    • Tips for Sellers
    • 1031 Exchanges
    • Close
  • Client Reviews
  • Buyers
  • Sellers

Tips for Buyers

Tips for Buyers

Here are some helpful tips if you are planning to buy a home.

Once you start the process of buying a home, do not take out any additional credit cards or close any as changes and inquiries can lower your score. When you are searching for a mortgage, decide on the company you wish to go with and then have them run your credit.

Today when applying for a new mortgage, your credit score is very important. If you are applying for a new mortgage remember it is important to have paid all your bills on time, especially your mortgage payments as late payments can lower your credit score. In addition, don’t max out your credit cards even if you pay them off every month. It is better to charge on several different cards keeping your balance below 40% of your total limit. –

Apples to oranges? Be careful of getting lending services from a website versus a local mortgage company or bank. Internet mortgage companies will give you several lending services to choose from but because the lenders charge different fees it can be hard to tell the real differences online.

It is advisable to choose an attorney who is licensed in New Jersey and has had Real Estate experience.

Be sure to hire a local home inspection service to check the home during the inspection period defined in your contract. Your realtor can provide you with a list of inspectors but it is also easy to find this service in your local yellow pages or online.

This may sound simple but if you are thinking of moving to a new town, take a day and walk around, have lunch or dinner and see what areas you like.

Make a list of the attributes you would like in your new home, rank them according to your preferences. The more specific you can be with your realtor, the more likely they can find you exactly what you want.

 

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Have a question? Give me a call at (201)-420-9400, or you can click my photo for more options to call or email and I will contact you right away.

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Our Communities

Jersey City

About Jersey City Some cities are known for their landmark attractions, for their action-packed nightlife, or simply for the unmatched quality of their community. Today, all of these elements and more have come to define the City of Jersey City. From the Greenville neighborhood to the bustling Downtown area, the City is engulfed in a […]

Weehawken

About Weehawken The Township of Weehawken is a diverse community with a rich history. 
Home to beautiful parks and ball-fields, excellent schools and top-notch municipal services. Weehawken’s school systems provide a progressive and comprehensive education to the children of this town. The system’s low student-teacher ratio is just one reason that Weehawken High School is […]

Featured News

Spring preview – Exclusive sneak peek!

Spring is in the air! Feel like you're wasting your money renting? Invest in real estate and start building equity today! Get in on the ground … More...

Southwest Hoboken is really up and coming!

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Contact Agresti Realty LTD

201-420-9400
info@agrestirealty.com

84 Washington St. 2nd fl
Hoboken, NJ 07030
License #: 8331851

Recent Testimonials

Agresti Realty helped sell our home!

Joanne is very professional and dedicated to her clients. She managed to find a house for our growing family and sell our old house in a very competitive market. She addressed all our requests and promptly answered all our questions and concerns. We highly recommend working with Joanne. Continue Reading

Mr & Mrs. Nelson
Union City

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